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In-Home Daycare Provider Tax Calculator

Estimate your 2026 taxes as an In-Home Daycare Provider. Track supplies, meals, and business-use home costs. Updated for the 2026 Tax Season.

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Saves you $0 in taxes
California Tax Rate: 9.3%

Common Deductions for In-Home Daycare Providers

Toys & Curriculum

Learning materials and toys used for childcare activities.

Meals & Snacks

Food provided to children as part of your daycare service.

Home Expenses

Business-use portion of utilities and home costs tied to daycare space.

Insurance

Liability insurance and daycare-related coverage.

How to file taxes as a In-Home Daycare Provider

As a In-Home Daycare Provider, you are likely classified as an independent contractor (1099). This means taxes are not automatically withheld from your paychecks. You are responsible for paying:

  • Self-Employment Tax: 15.3% (Covering Social Security and Medicare)
  • Federal Income Tax: Based on your tax bracket
  • State Income Tax: Depending on where you live

The good news is that you can lower your taxable income by deducting "ordinary and necessary" business expenses. Use the list above to find write-offs specific to the Education industry.