Calculate Gross Income
As a 1099 worker, you receive the full amount of your pay. No taxes are withheld. Our tool starts by taking your total income from all sources (Uber, Upwork, Private Clients) to determine your starting tax bracket.
Deduct Business Expenses
This is where you save money. Unlike W-2 employees, you can deduct "ordinary and necessary" costs.
Example: A generic calculator taxes you on $60k. Calculate1099 helps you find $15k in write-offs (Laptop, Home Office, Mileage), so you only pay tax on $45k.
Quarterly Estimates
The IRS expects payment 4 times a year. If you wait until April 15th, you may face an "Underpayment Penalty." We break down exactly how much you should set aside each month to stay safe and penalty-free.
Common Questions
What is Self-Employment Tax?
It's a 15.3% tax that covers Social Security and Medicare. When you had a boss (W-2), they paid half. Now, you pay the full amount yourself.
What is the QBI Deduction?
The "Qualified Business Income" deduction allows many freelancers to deduct up to 20% of their profit tax-free. Our calculator includes this automatically.
Can I deduct my car?
Yes! You can choose between the Standard Mileage Rate (approx 67¢/mile) or actual expenses (gas, repairs, insurance).
Do I need to file if I made under $600?
Usually, clients won't send you a 1099 form if you made under $600, but you are still legally required to report that income to the IRS.