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Therapist / Counselor Tax Calculator

Calculate your 2026 taxes as a contract Therapist or Counselor. Deduct insurance, software, and office expenses. Updated for the 2026 Tax Season.

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Saves you $0 in taxes
California Tax Rate: 9.3%

Common Deductions for Therapist / Counselors

Malpractice Insurance

Professional liability coverage for your clinical work.

EHR / Telehealth Software

Practice management, secure messaging, and telehealth platforms.

Office Rent

Therapy office rent and related utilities for client sessions.

Continuing Education

CE credits and trainings to maintain your license.

How to file taxes as a Therapist / Counselor

As a Therapist / Counselor, you are likely classified as an independent contractor (1099). This means taxes are not automatically withheld from your paychecks. You are responsible for paying:

  • Self-Employment Tax: 15.3% (Covering Social Security and Medicare)
  • Federal Income Tax: Based on your tax bracket
  • State Income Tax: Depending on where you live

The good news is that you can lower your taxable income by deducting "ordinary and necessary" business expenses. Use the list above to find write-offs specific to the Health & Wellness industry.