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Truck Owner-Operator Tax Calculator

Calculate 2026 taxes for owner-operators. Track fuel, maintenance, permits, and on-the-road expenses. Updated for the 2026 Tax Season.

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Saves you $0 in taxes
California Tax Rate: 9.3%

Common Deductions for Truck Owner-Operators

Fuel

Diesel and fuel-related costs tied to business miles.

Repairs & Maintenance

Service, tires, parts, and maintenance to keep the truck running.

Permits & Licensing

DOT-related permits, registrations, and required filings.

Insurance

Commercial auto and cargo insurance premiums.

How to file taxes as a Truck Owner-Operator

As a Truck Owner-Operator, you are likely classified as an independent contractor (1099). This means taxes are not automatically withheld from your paychecks. You are responsible for paying:

  • Self-Employment Tax: 15.3% (Covering Social Security and Medicare)
  • Federal Income Tax: Based on your tax bracket
  • State Income Tax: Depending on where you live

The good news is that you can lower your taxable income by deducting "ordinary and necessary" business expenses. Use the list above to find write-offs specific to the Transportation & Delivery industry.